The Ungers recently tackled a dated, limed-oak finish on a 140-foot (42.7-meter) Christensen now called Daydream. The main-deck paneling was resurfaced with sapele veneers. Down below and in the skylounge, the pickling stain was chemically removed, sanded and the oak was re-stained a cherry tone and finished with satin varnish.

Browsing comprehensive furniture gallery Websites will help you narrow the possibilities—or at least help define what you like and what works with the boat. The larger the space, the easier it is to blend styles, especially if the woods are similar in tone and finish. A good way to browse boat-sized furnishings is to visit IK Yacht Design online (www.ikyacht.com). For a great collection of accessories and sources of antiques and nautical prints, try the Ralph Lauren Home Website at www.rlhome.polo.com.

When it comes to the galley, burnished copper is the new stainless steel. Make the galley look state-of-the-art by simply changing the face panels to new copper-look surfaces. Update your counters with the look of granite with much less the weight and price with "engineered stone." Rocksolid Granit (www.granitetransformations.com) can be installed directly over existing countertops. This remarkable product is 95 percent stone and 5 percent polymer and comes in quarter-inch-thick "slabs" in 19 colors. It is less porous, more flexible and more scratch and impact resistant than natural granite. Try pairing it with a Mosaics backsplash, a pre-grouted, pre-assembled mosaic surface of transparent glass veined with enamels and aventurina stone that also lays down over existing galley or bath surfaces.

Scenario No. 1: You found the love of your life at a boat show. Her smart sun deck and great new mechanical features attracted you. Her neutral beige interior was a big plus, the dealer said, because it would be easy to personalize. Months later you are still looking at beige-on-beige and temporary furniture.

Scenario No. 2: You found the brokerage boat deal of your life. She had the right number of staterooms, updated electronics, and her paint and engines were in great shape. Best of all, the price was right. The broker suggested her interior might grow on you. Months later, you are positive that pickled oak still nauseates you. The decorator you used for your last apartment politely declined to work in uncharted territory, and every designer you talk to is looking to you for a firm direction for how you want to refurbish the spaces. What’s a boat owner to do?